Industry — Real Estate
Protecting property assets, revenue, tenants and management responsibilities.
Real estate owners and managers carry risk across property assets, rental revenue, tenant and public liability, and management responsibilities.
Industry Overview
Property owners, developers and facilities managers each carry a different mix of asset, liability and revenue risk depending on whether they own, manage or operate a building.
Key Risk Landscape
- Physical damage to buildings, fixtures and common areas.
- Loss of rental income following an insured event.
- Liability to tenants, visitors and third parties.
- Breakdown of shared building plant and machinery.
- Management liability for directors and officers of property companies.
Insurance Priorities
Property and business interruption cover should reflect actual rebuild and rental-loss values, not purchase price, and liability cover should extend to common areas and shared facilities.
Common Gaps We See
- Sums insured based on market value rather than rebuild cost.
- Loss-of-rent cover with an indemnity period too short for redevelopment timelines.
- Public liability excluding common areas managed on behalf of tenants.
Relevant Solutions
Contractual & Regulatory Considerations
Claims Scenario
Why Omega
Truly Independent
We compare appropriate options across multiple locally and internationally regulated insurers, rather than one company's products.
Advice Built Around Your Risk
We start with your exposures and priorities, not a predetermined product.
Claims Advocacy
Our role continues when a claim arises — we help organise information and keep you informed throughout.
Regulated and Accountable
Omega Insurance Brokers is licensed and supervised by the Central Bank of the UAE, Registration No. 162.
Related Insights
Rebuild Cost vs Market Value: Why It Matters → Loss of Rent Cover Explained →Request a Real Estate Risk Review
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