Directors & Officers Liability
Protection for leadership decisions and management responsibility.
Directors and Officers Liability insurance can protect individual directors and officers against claims arising from alleged wrongful acts committed in their management capacity.
Overview
Personal protection for leadership decisions
Directors and officers can be held personally liable for decisions made in their management capacity — a risk that exists separately from the company's own liability.
D&O insurance is designed to protect the individuals making those decisions, not just the business itself.
Who Needs It
Is this relevant to you?
- Company directors and officers of any size organisation.
- Boards of private and family-owned businesses.
- Non-executive directors.
- Businesses raising capital or preparing for growth.
- Organisations facing regulatory scrutiny or restructuring.
Coverage
Possible Claim Sources
Read Carefully
Possible Cover
- Defence costs.
- Settlements.
- Investigations.
- Employment-related allegations.
- Entity securities cover, where included.
- Extradition or regulatory extensions, where available.
- Coverage details vary significantly by insurer — policy comparison matters here more than most product lines.
Our Role
How Omega Helps
Explain Personal Exposure
We help directors understand exactly what personal liability they carry, and how D&O cover responds to it.
Compare Policy Structures
D&O policies vary significantly in what they cover — we compare wordings, not just headline limits.
Support Growing Businesses
As a business raises capital, adds board members or faces new regulatory requirements, we review whether cover keeps pace.
Coordinate at Claims Time
If a claim or investigation arises, we help directors understand next steps and insurer requirements.
If You Need to Claim
Claims Support
FAQs
Frequently Asked Questions
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Protect the individuals making leadership decisions.
Get a quote for Directors & Officers Liability cover.
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